We encourage all households to complete a homebuyer education course and a one-on-one counseling session before they go under contract to prepare for their homeownership journey. Completing a money management course may also be beneficial for those looking for a deeper dive into personal finances.

 

Step 1: Introductory Video

Please watch our introductory video to learn about our process with clients who are not under contract. You can also view the presentation slides as a PDF.

 

Please be sure to check out our Fee Schedule as noted during the video.

 

Step 2: Education Courses

 

We offer a Homebuyer Education Course and a Money Management Course for homebuyers. You can complete either of these courses here:

https://www.ehomeamerica.org/housingpartnershipstl

 

When you receive your certificate from the education course(s), please send it to us at docs@thpstl.org.

 

Down Payment & Closing Cost Assistance

Clients cannot apply for our down payment and closing cost assistance (DPA) programs until they are actively under contract on a home. Homebuyer education and counseling are required for those programs, and we encourage everyone to complete them before going under contract.

 

To learn more about the main requirements of our DPA programs, please review our  DPA Overview flyer.