We have two pathways depending on the service you are seeking.
Option 1: Homebuyer Education & Counseling
For those only interested in homebuyer education and counseling, we ask that you provide us with at least 3 weeks’ notice before your closing date so that we have time to work on your file. For more information on these services, please review our Homebuyer Education & Counseling flyer.
Option 2: Down Payment Assistance and Closing Cost Assistance (DPA)
We are currently at capacity. We hope to open our program fully by Spring 2025. Our website will be updated for any notable changes.
During normal operations, we provide Down Payment and Closing Cost Assistance funds for the following jurisdictions: St. Louis City, St. Louis County, Florissant, Jefferson County, St. Charles County, and O’Fallon. Homebuyer education and counseling is included in this process.
To learn more about our process with DPA clients, please watch our introductory video. You can also view the presentation slides as a PDF.
For a one-page summary of the main requirements, please review our DPA Info Chart or our DPA overview flyer.
Please be sure to check out the Fee Schedule of our services.
For those NOT closing in St. Louis City, we recommend reaching out to Better Family Life (314-367-3440) or Beyond Housing (314-533-0600). These agencies have funds in St. Louis County, Florissant, Jefferson County, St. Charles County, and O’Fallon.
St. Joseph Housing Initiative in St. Louis City -NEW!
For clients who are purchasing a home through the St. Joseph Housing Initiative (SJHI) in St. Louis City, we can stack our City DPA funds with the DPA funds that SJHI provides. For more information about the SJHI, please call 314-471-0282 or St. Joseph Housing Initiative . Please note this only applies to eligible homebuyers purchasing a SJHI home.
Down payment assistance in the City of St. Louis is totally or partially funded through the Community Development Administration (CDA) and the Department of Housing and Urban Development.