Step 1: Education

Program Overview

Homebuyer Services is a program of The Housing Partnership, Inc. (THP) that is designed to prepare homebuyers across the St. Louis region so they can have the knowledge, skills, and connections to become educated and responsible homeowners in long-term affordable housing.

 

The Homebuyer Services program covers three main areas:

1. Education on the homebuying process that is achieved through homebuyer orientations and an online homebuyer education course
2. One-on-one counseling sessions to help households achieve their goals
3. Down payment & closing cost assistance for eligible homebuyers purchasing in select jurisdictions

 

Step 1: Education

Education is the beginning of the process towards homeownership. It has three main components: Homebuyer Orientation, completing an intake packet and sending us the necessary documentation, and an online Homebuyer Education Course. Please note, effective April 1, 2024, homebuyer orientation sessions are on hiatus.

 

The Steps to Homeownership

At this time, THP is only working with clients who are already under contract.

1. Enroll in a FREE Homebuyer Orientation-Effective April 1, 2024, orientation sessions are on hiatus.  
2. Submit intake packet with supporting documentation so we can determine eligibility for down payment/closing cost assistance
3. Complete online homebuyer education class. Fee is $115.00
4. Attend one-on-one counseling sessions. Fee is $75.00-$115.00
5. Work with a mortgage lender to receive loan approval
6. Work with a real estate agent to find the right home for you
7. Comply with all program requirements, building inspections, and permits
8. Attend closing. You are now a homeowner!

 

Intake Packet

THP is only working with clients who are already under contract. Fill out an intake packet and send us the necessary documentation. Doing this will help us make a smoother transition into Step 2: Counseling, and it can also help us determine if you’re eligible for Step 3: Down Payment Assistance.

GET YOUR INTAKE PACKET HERE

 

Homebuyer Education Course

This is an online course that gives you an in-depth look at what it takes to purchase a home and successfully maintain the investment into your home. You can progress through the course in multiple sessions without having to complete it all in one sitting. The fee for the course is $115.

Each section ends in a quiz that you must complete before moving on to the next section. You can review previous sections at any time to enhance your learning. Topics include:

1. Managing your money
2. Understanding credit
3. Obtaining a mortgage loan
4. Homeowners insurance
5. Shopping for a home
6. Protecting your investment

 

 

Congratulations! You’ve now completed Step 1: Education!

Go to Step 2: Counseling to learn what’s next in the homebuying process.